Big News — EI for Self Employed!
As entrepreneurs we have all thought about what would happen if we became ill, had children, our spouse died, oh so much more. I am sure the majority of use have looked a some type of insurance that might cover this issues. Yah… right.
So great to hear about the new voluntary plan for collecting special employment insurance benefits. Yes long overdue.
Ok let’s have a look at this
EI for Employees
“Canadian workers pay premiums of 1.73% of insured earnings in return for benefits if they lose their jobs. Employers contribute 1.4 times the value of employee premiums. Since 1990, there is no government contribution to this fund.”
EI Self Employed
“Self-employed individuals who sign on will pay $1.73 for every $100 of self-employment income up to the maximum insurable earnings ceiling of $42,300. It is the same premium as regular EI contributors pay.”
Ok, so the government pays nothing into either funds, yet they manage the program and dole it out. Where is the interest going — hmmm.
Comments?
Jan
Business Insurance Woes
Did you try to get insurance for your home and home office just to be turned down?
Did you decide to get home insurance without claiming you have a home office?
I have such a story to tell you, but first let me say that if you have home insurance, and you have a home office, and have not declared you do, your insurance will be void if anything happens to you. Trust me, it is true.
My Nightmare!
After years of having home insurance with the same company, which included business insurance (equipment replacement) the company I had my policy with changed hands not long before my policy was up for renewal. Once the renewal date was close I thought it would be easy to get the same insurance coverage. I was very wrong. They would no longer cover me for both. I was told I had to get business insurance in order to have home insurance. No business insurance — no home insurance!!
After many days of working with the “new company” they found a company that would cover my home office (which did not include covering my home insurance) my rate would have gone up over $2000 per year. Yep, you heard me right. That quote didn’t even cover home insurance! I knew that figure was a no go for me — and would be for most people like me.
After many stressful days and sleepless nights, and many hours of searching for companies, I found one that will cover my home, plus my home office business equipment, that is actually less than what I was paying in my previous policy, and includes coverage in other important areas.
I am thrilled to bits with my coverage and just blown away by what goes on out there.
Want more info — contact me. No I am not an agent
Note: This post is for my Canadian readers.
So What Do You Think Of Facebook’s Feeds?
I went into Facebook yesterday and noticed at the top it now had News Feed and Live Feed. Wasn’t sure what it was except that Live Feed looks very much like Twitter with benefits.
Facebook’s Raylene Yung explains: “While seeing real-time activities is extremely valuable, we also want to be sure you don’t miss other interesting content. After hearing feedback from many of you and exploring some new designs, we decided with today’s changes to move what you used to see in Highlights from the right-hand side to the News Feed view in the main column so you can more easily engage with both views.”
Chris Crum’s article states they are testing so this may change due to how users react.
What do you think?
Changes announced with Facebook and Twitter re: Searches
There are a number of good articles out there about what is going on with Google and Bing when it comes to Rankings and search results.
“Google and Microsoft have both inked deals with Twitter, and Microsoft has also inked one with Facebook to integrate Twitter and Facebook updates into Bing search results. Google will be adding tweets to search results.” says Chris Crum.
Google’s Marissa Mayer says, “We believe that our search results and user experience will greatly benefit from the inclusion of this up-to-the-minute data, and we look forward to having a product that showcases how tweets can make search better in the coming months. That way, the next time you search for something that can be aided by a real-time observation, say, snow conditions at your favorite ski resort, you’ll find tweets from other users who are there and sharing the latest and greatest information.”
Click here to read more of his article.











